Requesting: Solo build without SoJ. MO/ME

Hi guys. Im looking for best possible solo monk build as mo/me.
I can't change profession yet. Im currently a survivor (1).
And I cant pay the gold to get SoJ capped for me.
And I don't have gold to get a powerlevler. And I dont really want to get one, becouse of the risks etc.
Thats why I'm gonna do this my own way.
I know it may seem lame of me to ask about a solo build, but doing missions and paying for them to be done is very expencive for me as it is now.

So if anyone out there can help me with a 55 hp or any hp solo build for mo/me it would be very appreciated.
Thanks in advance.

~Aura Beam