Question on Luxon/Kurzick alignment changes?

So I recently got to the point in Factions where I must choose a side. Luxon or Kurzick. My guild is currently luxon aligned. Can I be Kurzick aligned? The only thing I really want is Kurzick armor lol. (luxon ritualist armor is horrible) Is it possible to get the kurzick armor on a luxon character? Also, does guild alignment affect individual alignment? I am assuming that you can't change sides once you have taken one?

The only thing that the Kurzick/Luxon traders will care about is who 'you' are aligned with so your guild doesn't necessarily matter. With that in mind, you can trade with Kurzick traders if you have more Kurzick faction than Luxon. And vice-versa.

Also remember, if theres a Kurzick town under Luxon control, then you'll need more luxon faction to trade with them

No need to worry Im in a lux guild and all my guildies have kurz armor so yes it can be done and it is done alot. I myself got lux armor mesmer mask looks like a bird beak I love it Bird Mask FTW