Cheapest monk armor + rune setup for build swapping?

I'm having a hard time deciding how to arrange my armors, what pieces to buy, what insignias to invest in, and what runes to get. I tend to run all builds except smite. I'd like to get an arrangement that gives good attributes for many common healing and prot builds without investing in many armor pieces, as money is short.

Would it be better to go for 2 majors (or 1), a superior, or just all minors? I've been using 2 majors for a while, but I notice on the wiki that most builds utilize superiors. I also tend to put large runes on my headpiece and arm armor (cheaper). I currently have a +1 DF scalp with DF major rune, +1 healing scalp with healing major rune, and a prot scalp with major prot rune. My armor is runed with major vigor, arm runs the other major rune (prot if boon prot, DF if WoH build), leg is minor healing, and legs are free.

I've been using +energy armors, but I'm wondering if that's a good idea or if I should invest in other insignias.

Trying to find a cheap, versatile setup is proving very difficult.

Superiors on swappable headpieces, minors (heal/div/prot) on 3/4 pcs. +10vs physical(or enchanting depending) on head and legs, attuntement or vitea on feet/hands+superior vigor.

Agreed with Kuja that the best way to manage your runes is to just put minors and vigors on your main armor then keep several headpieces with matching sup runes. As for Insignias, if you do PvE, go with Radiant, if you do PvP, go with something that increases your AL. If you do both, just stick with what you choose for PvP. Personally I think it's kind of a waste to have multiple main sets of armor for a monk since a good set of swappable headpieces should suite you just fine.

Chest - Vigor
Arms - Minor Protection
Legs - Minor Divine Favor
Feet - Minor Healing Prayers.

Your sup/major attribute rune should be on your head gear. I have 4 scalp designs, one for each attribute.

As far as insignias go, it's personal pref. Most monks go fun Radiant (+energy) I prefer to have Stalwart (+10AL v Physical) Chest and Legs with Radiant arms and feet.

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