errr...is this suggestion ok?

ok this is my suggestion but i think many players dont like it.

how about ingame-credit card(haha).this will make a npc at towns.the npc will give you ingame-credit card.but before you can get it you need to be lvl 20 and do some quest,mission and something else.you can only get this ingame-credit card 1 per account(not character).the money in the credit card is only 100k.you will get some days or weeks to payback the moneys.if you dont pay the moneys back in time you will need to do something(like do a mission 10 times to really finish the mission,cannot buy anything,cannot show a title or get title no matter what you do and you will need to start back to get the title that you get when you need to payback,cannot get factions,etc)or the npc will take some of your things.

well this is my suggestion.hahaahaha.i think this is a crazy suggestion.

What's the point? Is it that hard to go to a storage person and withdraw that money? And I don't think there were Credit Cards in the time this game takes place in...

its for someone that dont have money,this thing is like borrow moneys.sorry not credit card,its borrow money.i think no one likes it.you can close if you want

I can see this being exploited with temporary trial accounts. That would have to be addressed. Also, it should be that 100k worth of items/materials/gold (merchant price) are removed from the account (random.. of course.) Should the player have none (as transfering to another person... similar to signing over ownership to friends/relatives to bypass bankruptcy) then the next 100k worth of items/gold/matierials that ACCOUNT gains should be forfitted.

There's plenty of bad consequnces in real life for not paying your credit card, this should be no exception. And doing a mission 10x is not exactly a good way to repay "100k" as doing ANY mission in this game is easier than earning 100k.

If the consequnces are steep, and constant, I'll say it could be a good idea.