PayPal Poll

essence of divinity

essence of divinity

Pre-Searing Cadet

Join Date: Jun 2006

FaRM For The Win

Mo/

i'm a happy visa user. why would i change

Caith-Avar

Academy Page

Join Date: Mar 2007

Germany / Playing on European Region.

Society of Life and Death [sold]

Me/Mo

Quote:
Originally Posted by jelmew
The following means of payment are accepted for online serial code/access key purchases from PlayNC:

* American Express®
* MasterCard®
* Visa®
* Switch / Maestro (UK only)
* Solo (UK only)
* Carte Bancaire (FR only)
* Carte Bleu (FR only)
* Paysafecard (Germany, Austria, Greece, Slovakia, Slovenia, Spain and the UK)
Interestingly, in my online (=ingame, not the NCsoft store on a browser) store, I can select American Express, MasterCard, Visa, as well as Carte Bancaire and Card Bleue. And although I honor the ancient, common roots with them... I'm not french.

Quote:
That leads me to the question, gaile, may we dutch get maestro? Pretty pretty plz?
And us in Germany too? I mean, while almost no-one I know has a credit card, almost everyone I know has a maestro debit card.

Gaia_Hunter

Academy Page

Join Date: Oct 2006

Lots of confusion in this thread.

But the poll is really bad designed.

I dont have a cc and never used paypal.
I would buy a couple of character slots if the paying methods didnt exclude me.

So, if the poll was "Would you buy online if there were different methods pay, like paypall?", then I would gladly say yes.

Now, this thread seems a Credit Card vs Paypall thing, with some people saying that anet shouldnt add (sic) paypall because they dislike it or because they can use other paying methods.

milan

Desert Nomad

Join Date: Nov 2005

BONE

N/

Due to the issues I had in the past with the in game store I wouldn't use my CC again in it. I have a paypal account which I use online whenever I can as it saves me giving out my cc details. I'm aware that paypal charge fees but for large business users they aren't that much higher than credit card merchant fees.

I've read above that the plaync site takes the paysafecard which after checking out seems like a fantastically simple idea with very little chance for fraud, why not use that, or at least stock the 'add on's on the plaync site store?

Sheriff

Sheriff

Jungle Guide

Join Date: May 2006

Heroic Order of Tyria

R/W

I would use Paypal for the simple reason that I always get an error when trying to purchase on the ingame store with my portuguese credit card.

seut

seut

Wilds Pathfinder

Join Date: Jun 2005

Europa

Quote:
Originally Posted by jelmew
I knew this could be founded somewhere

PlayNC Online Code Purchase: Accepted Means of payment

Question
PlayNC Online Code Purchase: Accepted Means of payment

Answer
The following means of payment are accepted for online serial code/access key purchases from PlayNC:

.
* Switch / Maestro (UK only)
.
.
* Paysafecard (Germany, Austria, Greece, Slovakia, Slovenia, Spain and the UK)
aside from the obvious question, why Maestro is UK only..
why is there no option for this "Paysafecard " in the ingame shop?

Hyper.nl

Hyper.nl

Desert Nomad

Join Date: Oct 2006

Defending Fort Aspenwood

E/

UPDATE:

I might get PayPal when ANet puts in more goods to buy in the shop. The main games I will still buy in regular shops for the physical goodies, but why should I not buy some game of the year weapons etc? I can't buy them now because no credit card.

Xeeron

Xeeron

Frost Gate Guardian

Join Date: Feb 2006

Strike Force

No, I would not use PayPal. (Please explain):

No Paypal account, no intention of getting one.

- Xeeron

kurtas

Academy Page

Join Date: Sep 2006

Ex Talonis

Mo/

Quote:
No, I would not use PayPal. (Please explain)
Explanation: http://paypalsucks.com/

baz777

baz777

Jungle Guide

Join Date: Dec 2005

South East England

Leader: Lady Hairy Armpits S[mell]

E/

It amazes me that a company would restrict its customer’s payment methods like this at all.

By all means add PayPal.

I would also add a ‘continent’ postal address for cheque payments etc… as well.

Give as many options to all your customers as possible and not penalise those that do not have/want just the payment methods that you currently offer.

You may just see more people using the online shop then!

jelmew

Academy Page

Join Date: Sep 2006

Holland

[Kaiz]

W/

Quote:
Originally Posted by Caith-Avar
Interestingly, in my online (=ingame, not the NCsoft store on a browser) store, I can select American Express, MasterCard, Visa, as well as Carte Bancaire and Card Bleue. And although I honor the ancient, common roots with them... I'm not french.



And us in Germany too? I mean, while almost no-one I know has a credit card, almost everyone I know has a maestro debit card.
Interesting, that means that list isn't totally acurate, because I also have those french cards. I thought only dutch people had them because we're so small

Gli

Forge Runner

Join Date: Nov 2005

It's starting to look like everyone that I know of in continental Europe is presented with the same list of options: AmEx, Visa, MC, Carte Bancaire, Carte Blue. Perhaps tied to our shared currency?

jiggerjay

Krytan Explorer

Join Date: Nov 2006

England

Curse of the grail [Cotg]

W/

i have a debit card and paypal, no credit card, i like paypal, because its safe and secure, i would prefer to buy a couple of things from the store with paypal, as some people keep money in their accounts.

i like some people hate putting their card details out online.

Kashrlyyk

Kashrlyyk

Jungle Guide

Join Date: May 2005

Quote:
Originally Posted by kurtas
This is interesting:

Top 3 PayPal Questions

Can PayPal hold my money with no explanation? The answer is YES.
Can PayPal freeze my account for no reason? The answer is YES.
Can PayPal take money out of my account without my knowledge?
The answer is YES.


How can I close my PayPal account? I only get to the security questions, where I should answer in some categories, which are not displayed.

FSA details about PayPal: Why is it not longer authorised?

Basic details for:

226056 - Paypal (Europe) Ltd
Current status: No longer Authorised
Effective Date: 04/07/2007
Address: Hotham House
1 Heron Square
Richmond upon Thames
Surrey
TW9 1EJ
Phone:
Fax:
Email:
Website: 44 020 8605 3000
44 020 8605 3001
[email protected]
www.paypal.co.uk



http://www.fsa.gov.uk/register/firmR...lQz Np65In0__

pork soldier

pork soldier

Krytan Explorer

Join Date: Jul 2005

I'd rather not pay any "Paypal Tax" to Paypal/Ebay, these guys already make enough money skimming off the top as it is.

Gli

Forge Runner

Join Date: Nov 2005

I feel the same way about creditcard companies.

jelmew

Academy Page

Join Date: Sep 2006

Holland

[Kaiz]

W/

Quote:
Originally Posted by Kashrlyyk
This is interesting:

Top 3 PayPal Questions

Can PayPal hold my money with no explanation? The answer is YES.
Can PayPal freeze my account for no reason? The answer is YES.
Can PayPal take money out of my account without my knowledge?
The answer is YES.


How can I close my PayPal account? I only get to the security questions, where I should answer in some categories, which are not displayed.

FSA details about PayPal: Why is it not longer authorised?

Basic details for:

226056 - Paypal (Europe) Ltd
Current status: No longer Authorised
Effective Date: 04/07/2007
Address: Hotham House
1 Heron Square
Richmond upon Thames
Surrey
TW9 1EJ
Phone:
Fax:
Email:
Website: 44 020 8605 3000
44 020 8605 3001
[email protected]
www.paypal.co.uk



http://www.fsa.gov.uk/register/firmR...lQz Np65In0__

You should be sceptical of anything, only I do think those sites are not totally objective.

Kashrlyyk

Kashrlyyk

Jungle Guide

Join Date: May 2005

From PayPals EULA:

"10.2 Actions by PayPal. . If you engage in any Restricted Activities, we may take various actions to protect PayPal, eBay, a User, a third party, or you from Reversals, Chargebacks, Claims, fees, fines, penalties and any other liability. The actions we may take include but are not limited to the following:

We may close, suspend, or limit your access to your Account or the Services (such as limiting access to any of your Funding Sources, and your ability to send money, make withdrawals, or remove financial Information);

We may contact third parties and disclose details of the Restricted Activities in the manner set out in our Privacy Policy;

We may update inaccurate Information you provided us;

We may refuse to provide our Services to you in the future;

We may hold your funds for up to 180 Days if reasonably needed to protect against the risk of liability; and

We may take legal action against you."

"10.5 Acceptable Use Policy Violation - User Fines. If you violate the Acceptable Use Policy as set forth below in clauses (a) or (b) below, then we hold you liable for £350 (or currency equivalent) for each such violation and may take legal action against you to recover additional losses we incur. You acknowledge and agree that £350 (or currency equivalent) is presently a reasonable minimum estimate of PayPal’s damages, considering all currently existing circumstances, including the relationship of the sum to the range of harm to PayPal that reasonably could be anticipated and the anticipation that proof of actual damages may be impractical or extremely difficult. PayPal may deduct such fines directly from any existing Balance in the offending Account, or any other PayPal Account you control. "

jelmew

Academy Page

Join Date: Sep 2006

Holland

[Kaiz]

W/

Quote:
Originally Posted by Kashrlyyk
From PayPals EULA:

"10.2 Actions by PayPal. . If you engage in any Restricted Activities, we may take various actions to protect PayPal, eBay, a User, a third party, or you from Reversals, Chargebacks, Claims, fees, fines, penalties and any other liability. The actions we may take include but are not limited to the following:

We may close, suspend, or limit your access to your Account or the Services (such as limiting access to any of your Funding Sources, and your ability to send money, make withdrawals, or remove financial Information);

We may contact third parties and disclose details of the Restricted Activities in the manner set out in our Privacy Policy;

We may update inaccurate Information you provided us;

We may refuse to provide our Services to you in the future;

We may hold your funds for up to 180 Days if reasonably needed to protect against the risk of liability; and

We may take legal action against you."

"10.5 Acceptable Use Policy Violation - User Fines. If you violate the Acceptable Use Policy as set forth below in clauses (a) or (b) below, then we hold you liable for £350 (or currency equivalent) for each such violation and may take legal action against you to recover additional losses we incur. You acknowledge and agree that £350 (or currency equivalent) is presently a reasonable minimum estimate of PayPal’s damages, considering all currently existing circumstances, including the relationship of the sum to the range of harm to PayPal that reasonably could be anticipated and the anticipation that proof of actual damages may be impractical or extremely difficult. PayPal may deduct such fines directly from any existing Balance in the offending Account, or any other PayPal Account you control. "
1. There is nothing unusual here, they all try to cover themselves.
2. This thread isn't made to discuss the liablility of paypall.
3. Never put to much money in something that can be unreliable, rule 1 of the internet

Kashrlyyk

Kashrlyyk

Jungle Guide

Join Date: May 2005

Quote:
Originally Posted by jelmew
1. There is nothing unusual here, they all try to cover themselves.
2. This thread isn't made to discuss the liablility of paypall.
3. Never put to much money in something that can be unreliable, rule 1 of the internet
Quote:
Originally Posted by Kashrlyyk
If you engage in any Restricted Activities....

We may close, ... your Account ....
They are judge and at the same time executioner.

Quote:
Originally Posted by Kashrlyyk
...You acknowledge and agree that £350 (or currency equivalent) is presently a reasonable minimum estimate of PayPal’s damages....
Do you agree that 350 pounds is a reasonable minimum(!!!!!) estimate?
They will fine you with 350 pounds no matter how little the offense was. That is way too much.

milan

Desert Nomad

Join Date: Nov 2005

BONE

N/

Thank you to all the financial services experts that have posted. Please keep in mind that this is a poll, not a disection of Paypals business practices or policies.

At no point was there any mention of anyone being forced to use Paypal, and if any of those waving red flags about the policies, you should read the agreement you made with your bank, that'll really get you scared.

jelmew

Academy Page

Join Date: Sep 2006

Holland

[Kaiz]

W/

Quote:
Originally Posted by milan
Thank you to all the financial services experts that have posted. Please keep in mind that this is a poll, not a disection of Paypals business practices or policies.

At no point was there any mention of anyone being forced to use Paypal, and if any of those waving red flags about the policies, you should read the agreement you made with your bank, that'll really get you scared.
What I said, that agreement is nothing unusual, just a bank covering himself

Edit: Back to the topic, gaile, may we get maestro?

Kashrlyyk

Kashrlyyk

Jungle Guide

Join Date: May 2005

Quote:
Originally Posted by milan
Thank you to all the financial services experts that have posted. Please keep in mind that this is a poll, not a disection of Paypals business practices or policies.

At no point was there any mention of anyone being forced to use Paypal, and if any of those waving red flags about the policies, you should read the agreement you made with your bank, that'll really get you scared.
I voted "I would use it for this", but reading through the EULA, I need to change my vote. So I think that the EULA is an important issue.

If my bank causes problems I can go to the bank and talk to real people, and not to a support that asks for unneeded informations, like gas and electric bills.

jelmew

Academy Page

Join Date: Sep 2006

Holland

[Kaiz]

W/

Quote:
Originally Posted by Kashrlyyk
I voted "I would use it for this", but reading through the EULA, I need to change my vote. So I think that the EULA is an important issue.

If my bank causes problems I can go to the bank and talk to real people, and not to a support that asks for unneeded informations, like gas and electric bills.

Yeah, but you don't need to defend you're statement, because everbody has the right to have a opinion and we'll respect those. I'd say we get back to topic

pvxbuilds

pvxbuilds

Ascalonian Squire

Join Date: Jun 2007

www.pvxwiki.com

www.pvxwiki.com

"No I would not use PayPal"
Has been scammed on paypal.

yikomaka

Ascalonian Squire

Join Date: May 2005

Hey,

First of all I voted yes I don't have a credit card, use paypal and would use it on the GW store. Many people are too young of age and use their parents PayPal as its easier then a CC.

In my case, I don't like using credit cards as I seem to get in debt too much. So I simply setup my PayPal and use that for most of my purchases online. If guild wars supported PayPal, I can promise you I will purchase GWEN and anything else I require with it from the store otherwise im going retail.

I will also be purchasing for my family if you accept PayPal in the future.

Melody Cross

Melody Cross

Krytan Explorer

Join Date: Dec 2006

Alliance of Anguish [aOa]

Mo/

I worry about fraud with PayPal, so the account I have has not been used except when I really really had no choice. But I don't really like the whole online store thing in the first place.

I know I'm old fashioned, but I prefer paying with cash or a check when I can...and tend to be leery when I have no option but to buy online with my credit card.

...um, since you work at Anet, could you answer a question I've been asking for a few days Mrs Grey? Did NCSoft ever fix the security issues they had with their site? Someone said they did, but you'd know for sure. I'm worried that people will be able to use my NCLive account to steal my game account from me if I use it, so I never used the online store before.

Zinger burger

Ascalonian Squire

Join Date: Dec 2006

N/W

sorry my input may seem a bit late in the day, but....

From what i have read , Paypal can be a benfit for those who dont have a card, thus opens up to being able to purchase a product/service not previously available to them. The drawback is its open to some various fraudulent practices. (See a notable auctioning site and various people who wont accept paypal as payment because they have been caught in the fraudualent practice)

One thing comes to mind, its going to cost money to the provider of the service..not sure if thats going to be good for us the end user.. higher prices?

I personnaly use my card on guildwars and paypal on some other sites

kurtas

Academy Page

Join Date: Sep 2006

Ex Talonis

Mo/

Quote:
Thank you to all the financial services experts that have posted. Please keep in mind that this is a poll, not a disection of Paypals business practices or policies.
The poll asked for an explanation why i wouldn't use paypal. i gave it.

kefka ff 3

Pre-Searing Cadet

Join Date: Aug 2005

Mo/Me

i cant buy anything from the store becuse i need paypal or else i would plz gaile gray i need this

scrinner

Wilds Pathfinder

Join Date: Jan 2006

This is slowly slipping away to page three and im posting here because Paypal is my ONLY option to pay with.

I do not have a job and cannot get a card. My Dad cut all of his a while bacl. I have a debit card but its not Master Card/Visa Stamped. Please Implement Paypal!

scrinner

Wilds Pathfinder

Join Date: Jan 2006

This is slowly slipping away to page three and im posting here because Paypal is my ONLY option to pay with.

I do not have a job and cannot get a card. My Dad cut all of his a while bacl. I have a debit card but its not Master Card/Visa Stamped. Please Implement Paypal!

Paloma Song

Frost Gate Guardian

Join Date: Apr 2005

[JM]

Rt/R

- I do have several credit cards.
- I do have PayPal and have used it for hundreds of transactions (Ebay).
- I have had one bad PayPal experience in all of those, and would prefer not to use it. I generally use it when dealing with people I do not trust with my CC, because losing $20 due to PayPal's incompetence, is still better than compromising a CC.
- I would prefer to use (and do use) a CC to pay for things through an established, reputable company like NCSoft.
- I don't see the harm in allowing people who don't have CCs to use PayPal - it's a nice option. It just looks a little.. amateur.

Rashkasha

Ascalonian Squire

Join Date: Dec 2006

Mo/

"No I would not use PayPal"

PayPal service are not available in every country in the world. In some countries, even in EU, people can regular buy ANET product in store, but cannot purchase it through a PayPal service. I grow a certain solidarity towards people, who cannot buy things through PayPal. When the PayPal people open to all countries where gamers community appreciated and playing the Guild Wars, can buy it there, I'll change my vote. Until then it's solid rock against the PayPal.

scrinner

Wilds Pathfinder

Join Date: Jan 2006

Rash, Their not switching over to Paypal only. It'll be another option for users to pay with Via the online store.

shadowduck

Pre-Searing Cadet

Join Date: Mar 2006

OMG

Mo/Me

Quote:
Originally Posted by shmek
Explain (I posted I would not use paypal).

I often use paypal, but in this case I would not use paypal because I would rather see ANET get the cash instead of paypal siphoning off fees from my credit card usage. I would expect most paypal users have credit card as well.

Keep the coins instead of giving it to the middleman paypal for usage fees.
Visa/Mastercard charge a merchant the same type of fees as PayPal would, just not usually as much (usually 1.9-2.5% per transaction).

T1Cybernetic

T1Cybernetic

Desert Nomad

Join Date: Sep 2005

Wakefield, West Yorkshire, Uk, Nr Earth

Alternate Evil Gamers [aeg]

N/

Just curious but when will we know the outcome of all this?

Lord Natural

Lord Natural

Wilds Pathfinder

Join Date: Jul 2005

Canada

Black Crescent [BC]

W/

I've used the online store in the past and will probably use it again for EN, but I'd honestly prefer paypal. I purchase everything else online via paypal, so it'd just be easier. People who say they've been scammed by paypal are usually the ones with no AV, no firewall, and who click on those scam emails spoofing paypal.

Vnewbie

Academy Page

Join Date: Dec 2005

Canada

R/

Ok fine, I'm a 14 year old kid...so sue me...but I still want to use paypal.

Probably half the reason is that I also live in canada, so I can't use my debit for some reason (international compatablity please?). Still, I see that there is no chance in heaven or hell that I'm getting a credit card before my 19th birthday, and I really want to get some PlayNC/GWonline stuff before GW2 comes out.

Base One

Pre-Searing Cadet

Join Date: Nov 2006

TR

E/

Yes. I DO NOT have a credit card, I HAVE NEVER USED PayPal, but I WOULD use it for this purpose.

just for a note : i cant even think about a credit card thay wont let me have one i just dont have the income for it
(i do soooo want that mission pack and extra slots )

greetz