first off i have never done anything wrong with my account i just got an error 045 and perma ban for payment fraud i am 14 and used my moms credit card help what should i do
First of all this forum is not officially associated with A-net so there's nothing we can do to help. Contact their support and try to work out the problem. Also I hope you had permission to use your mom's credit card.lol
Hundreds of people have had this happen. You can post here or choose "Ask a question" here, which will send an email to Arena.net, and keep emailing them!