best place to farm: time vs money

I have a necro, mesmer (needs to be lvled), ritualist, ranger, elementalist(needs to lvled), and assassin. I have Prophicies and Factions. I've been farming UW and FOW some time with my necro but I find it's rather time consuming to get any good drops. I'm wandering if anyone knows of an area with good money/time, and could you share the build plz?

thanks.

55 Mo/W build just outside Bergan Hot Springs (HM), 15 min run gets me anywhere from 1-5k.

yea, but I don't have a monk...

Look HERE, and always check there before asking questions.