Better ways to equip your hero?

Allright, I tought of a nice idea. Lets say it like this, you want to do a mission, it's quite empty, so you build a team with heroes and henchies. You enter the mission and finishing it, meanwhile he mission GP are been dropped and been shared with the party. But where does the money that been share goes? To hell. What I tought is when you share money with your heroes, your heroes can have a pocket with "heroes coins" and once you get more, you could exchage it with equips / armor / other things. It's much better than letting the money go nowhere.

Comments?

nah its fine the way it is

Greedy heroes take the money and never buy anything - I have to buy weapons and armor for them. UNFAIR!!!

It's the price for having them.

/notsigned.

I prefer some form of item memory, so I can change builds easier, ie:

I can place several sets of insignias in and then get a drop down so I can select which ones to use. I can place several sets of runes in so I can do the same thing. Possibly heroes would also have up to 4 weapon sets, so I can toggle between them.

Guild Wars can be so frustratingly clunky sometimes.