You guys are being hacked because of bad internet security and poor internet safety practices. I am not insulting you, but it is the truth.
First and formost, use FIREFOX. I cannot stress this enough. Secondly, get a ROUTER. This will help a lot! It is a hardware based firewall, and most "hackers" won't bother trying to pierce it. Update your antivirus EVERYDAY, and have it on active process mode. Period! If a site looks suspicious, don't go to it. If you are looking at pornography, make sure the site doesn't require you to download anything. After you are done, clean out your .temp folder and clear your cache and cookies (look, we know we look at porn if we are of age, most people do, you don't have to admit it or discuss it, but you need to be serious about security when you do look at it). Don't download torrents unless you are 100% POSITIVE they are virus/keylogger free. If you are going to illegally download music, movies, games, programs, porn, etc, know what you are doing. If you are not an expert in this area, don't fiddle with things that might make you say "Ouch" later. Leave this for the big boys and girls.
You are safe on the internet only if you make yourself safe. You need to know how to cover your tracks, how to stealth yourself, and how to be savvy about what sites you go to. Never download anything that looks suspicious. If it is too good to be true, it is. Nothing is ever free unless it is pirated by a RELIABLE source. If you don't know the tags (Names) of the popular pirates, then don't download illegally. You are playing with fire. Let the pyromancers who do it on a daily basis handle that.
Example: this is from 30 days ago after a fresh XP reinstall, and I have been "good" this month.
If you are going to be a bad boy/girl and download illegally, do me a favor... either be really intelligent about doing it, or don't do it at all. If you second guess files a lot, if you virus scan each file you download, if you are weary of the files you are illegally downloading, you shouldn't be in this business. I don't want to hear the ethics about it either. I am "bad", and I admit I do it. I am not going to tell you it is right or wrong, or tell you how to do it, or where to get it. But if you are not in the know, then get out of the way. You are asking for it. Pirates who want your passwords WILL GET THEM. No anti virus or antispyware can stop us if we turn bad. Trust me. I am on your side. Don't play with fire kids, you will get burned.
If you don't want to be hacked, then protect yourself by being internet smart. Know your websites, cover your tracks, be anonymous, don't download from places you don't know, and don't ever think you can cheat the system. The system will just crush you. Clear enough? Stop getting hacked.
Oh and one more thing....
You can't cheat in Guild Wars. If you are downloading "cheats", they are not cheats, they are keyloggers/trojans. Stop being idiots.
Oh, and use good passwords! Want an example of a good password?
Here is one.
uFJGkPMu74jn8dtbBinzwhoZ8JinM46rYFRa4yx5Rn2iHaTrYK gcim1iktzmsfF
want another? Try hexdec!
FE2BE97084AC2D69C67F2FDF6276B12C86D887E813B0009C18 E9017917836BF2
Trust me, your birthday + your last 4 of your social security is a weak password. So is your dog's name... Get better passwords.
Use this to create them!
http://en.wikipedia.org/wiki/Rijndael_key_schedule