Well I've now been the victim of an account hack.
Still have all my chars just lost a couple of stacks of ectos,fissure armour from my main and all the items on the char that I had last played. Even the customised weapons.
To answer the questions in first post.
1. Nope I was at work
2. I have used textmod before but not for about 6 months, downloaded through a link in the canthan explorer thread on this site.
3. Euro servers and the char was still in the same place that I'd left him. Euro servers, great temple of Balth
4. Yes account is linked to plaync and I've used the store.
Nothing was taken from other characters and my Ranger still has his fissure armour.
For everyone that will say it's because I've downloaded something then can they explain why my 2nd account that isn't linked to PlayNC or the store hasn't been touched.