Not enough attribute points..?

I for some reason cannot figure this out. Many builds are listed like "Swordsmanship 12+1+1
Strength 12+1"

I assume the first number is from putting attribute points in, but at level 20, I cannot put 12 into strength, and 12 into Swordsmanship. I can get 11 and 12. I would need an additional 9 points to make both 12.

So, I have 12 Swordsmanship, with a +1 from my helmet, +1 from a minor rune. Total of 14 Swordsmanship. But, then I only have 11 Strength from attribute points, and +1 from a minor rune. Making a total of 12.

How is possible to have 14 Swordsmanship and 13 Strength, without using anything but minor runes?

You are missing one or 2 of the +15 Attribute point quests.
What nationality are you? (Ingame) so I can tell you which quests they are.

I'm in Factions.

Lost Treasure
An Unwelcome Guest

Both of the attribute quests in Factions are able to be done right after the missions - there's one in Ran Musu Gardens you can do right after Master Cho's Estate while the other one is in Seitung Harbor (ring the bell) after Zen Daijun.

http://guildwars.wikia.com/wiki/Lost_Treasure

http://guildwars.wikia.com/wiki/An_Unwelcome_Guest

Thanks everyone for the quick responses.

Hehe no problem :P that's what we're here for.