http://www.guildwiki.org/Consumables list of consumables. The perfect salvage kit is very useful if you are changing armor and don't want to lose your rune of superior vigor. The Arctic Summoning stone is relatively cheap and the Kveldulf it summons can be useful doing dungeons or HM vanquishes.
Then too, you might want to buy all the skills for your main character so you can try out different builds on the fly. Skill points are very useful. You can see how many you have by pressing the "H" key.
Carrying Scrolls of Resurrection makes a good out of combat rez for the whole party. You can also sell consumable sets and components for those sets.
Additional skill points are far from useless.