Any new players having a hard time getting the cash to unlock skills for their heroes, listen up:
Create a new character in Factions or Nightfall (Nightfall is quicker, though Factions offers some exclusive skills) of a profession whose skills you want. Assassin or Ritualist (Factions), Dervish or Paragon (Nightfall) will make the campaign choice for you.
Play through the profession tutorial quests; they don't take a lot of time, and they get quicker as you repeatedly do this. Learn about the secondary professions, and pick up those skills. See how many skills you're unlocking for free? While you're at it, do any of the quick newbie quests available to you, to get even more money and experience points -- in Kamadan, "
Armored Transport" from Mehinu followed by "
Missing Shipment" from Kailona being especially important, as the latter awards you a valuable Minor Vigor rune.
- Choosing to try all the professions during An Audience with Master Togo is recommended.
- Make sure you do your "insignia quest" after Choose Your Secondary Profession.
- In between the 2 quests, you have to reach level 5. This isn't hard if you've picked up and done whatever quests are available to you around Kamadan.
(Here's a
list of the skills awarded, so you can reduce overlap.)
Choose a secondary profession whose skills you want, and map back to your main outpost (Shing Jea/Kamadan). Go see the skill trainer and buy whatever skills you can that don't say "unlocked." As a new character, you pay much less per skill (the price goes up with each skill you buy, but they shouldn't get too expensive before you run out of skill points).
If you have any hero skill points, visit a hero skill trainer and learn any of those skills you don't already have unlocked (hero skill trainers don't tell you if you already have any of their skills unlocked -- you'll have to check the list against the "K" menu of one of your heroes of the primary/secondary profession in question).
Rinse and repeat.
Bear in mind these are not uber skills, but they can be enough to get your heroes by as you and they level, earn money, and travel to areas where you can access better skills.
Note: If you're doing this in Nightfall, it's especially lucrative on
Chahbek Village Zaishen Quest day. Just talk to the Zaishen Scout in the outpost before doing the mission to go to Embark Beach and pick up the quest (talking to the [Elona Travel] NPC will take you back). You'll get extra experience, money, and Zaishen Coins.
Second Note: Yes, this does require a time investment. It's up to you to decide your priorities, money or time. Paying for skills at 1p each or using Balthazar Faction that otherwise could be turned into Zaishen Keys and sold (which, at today's Z-key values, actually ends up costing you more than 1p per non-elite skill) is quick, but expensive. Unlocking skills with new throwaway characters is slow but cheap.
I did this when I was new. I had no money and time to kill. And it taught me a lot about the different professions.
But the point here is: Do what's right for you.