For the time being, seeing as how you are new to the game and still in the "lower" levels of your play experience, I would strongly reccomend you not worry about gold right now. Just play the game as if gold didn't exist, except for buying armor when you can (but you can also trade for it at Collectors with items found as drops, so even if you are broke, no worries). If you just go through the game without worrying about your stash, you'll find that soon enough you will be packed full of stuff to sell/salvage in order to get a nice bundle of starting funds for your farming carreer.
That's what I did, and it works out great. Sure, I'm not rich... But I do have enough cash to fall back on if I need to get something bad enough. Be happy with what you have, and you will find that the lack of gold becomes less stressful...
Good luck with Guild Wars