The problem i have is I am poor (or better described my charcters are poor), As of this moment i have around 12p on all my chars together, witch I would like to change

So to get some gold I need to farm, the problem is that all farming builds i have seen relie on some powerfull Phrophepcies only skills. Throught be told Faction defencive stances kind of suck (You don't have bonetis, doylak, gladiators, riposte, dedly riposte ...) all you have is defencive stance (and you cant use any other skills), and Watch yourself which i use constantly. Also some other skils comonly mentioned for secondaries like Healing Hands, Vigorous Spirit, Baltazarz * or SS are P only.
Botom line is i can't solo pretty much anything Exluding starter island. The only think i manged to solo is some of the root creatures in last city map (Pogmei Valey) 2 at a time, and a few bats in Ferndale.
Problem with that is there are only a few 4 roots, a bit more bats, and than i start to runn into larger groups (read more than 2) who pown me. I tried mending + prists blessings + selfheling, problem with that is, that while it keeps me alive i can't do much dameage.
Now its entirely posible that I just suck that bad, but then again I did well[1] in missions with both pugs and henchies (most of them i didd on the first try, only 3-4 i had to repeat). So i am asking people on this fine forum, has anyone came with faction only W* thats good for farming, and could you share ?
PS:I do intend to buy P, but I would like to finish this game with my other chars first, and I am casual player more or less.
PS2: Hmm sory for all the typos, but my spellchecker is having some issues (and it can only do so much when it's working

PS3: I can be any secondary , allredy unlocked all of them and bought bunch of skills for some (N, Mo, A, R) buts still have like 40 something skill points. (Only used R to cap phoenix at the end

[1] Nobody was calling me names, so I gess I didn't screw up too much
