What About Banks?

Ok, let me start off by saying i store ALOT of stuff in my account.I am sure ANET can see the backed up stuff i have. I have been as far as to buy another game from the store to use for storage. Ok with explaining that; let me endulge my ideas.

I think there should be a bank "no not storage - a Bank". Let me explain this idea.

#1. Vaults, as in you can buy a certian amount of storage space, as in storage. Each Vault you can buy has 20/50/100 and so on storage. I dont mind paying for extra storage in gold.
#2. Savings Accounts, I think it would really be nice to have interest earnt on gold being saved. It would also help cut down on farming needs.
#3. To help with multi accounts it would help if the person who opens the bank account allows multi user access. This would also allow transfer to multi accounts.
#4. The ability to transfer items to people not online.
#5. I say 1000 platinum is plenty to be in storage; though banks should be able to hold ALOT more. This is because you would have more than one account linked and there is already issues with 1000 platinum isnt enough room.

Ok now i understand these rules dont apply to everyone but can benifit everyone. There can be alot more added this idea and some of you may not agree. I have been thinking this idea over to pass on as an idea for some time. Please tell me what you think.

Please dont be rude. Its just an idea.

yeah, sounds good. But the idea of intrest is probably best left alone.

/Signed.

A bazaar would solve lots of problems.

WOW, if i havnt gone and thought of something else to add to this idea. In real life "atleast America"; alot of banks handle auctions. As in the bank handles the transfer for the 2 parties.

We could use an in-game auction which could be handled by an NPC in the bank. You wouldnt even have to be there. NPC just transfers to and from your bank account/vault.

The ideas you can tap into a bank are endless.

Let me also note these are all ideas. I dont think ANET would take them all serously. Just some ideas i have thrown out.

No, I dont think interest gained would be good for the game.

More storage spaces has been sugggested a lot of times before.

And JESUS, 1000k isnt enough for you? Why the hell would you waste so much time getting a million gold?

I love this game, i spend alot of time in it. On my NEW main account i have had it for 3 months and i have 1069 hours. I spend alot of time playing this game due to being disabled. Its fun and i do farm. Though i like to save more than sell.

Its just an idea and it compiles several issues, as you said extra storage issue. I just thought it would be a good idea.

It would also be good to add a search on the NPC for buyers. That would greatly help my eyes. I would have to say it would be easyer than trying to catch things in the spam.

/sign

I personally wanted more storage bank...i played games with banks so why not guild wars

The in-game auction is a great idea, less spamming in the chat box if your too lazy to filter it out plus don't need to go to a forum to auction...all done in-game

That would be so freaking ironic, but I am sure eBay would only chip in if the items sold are linked to actual items listed on their site.

Imagine viewing an eBay listing while in game, truly awesome and shocking

/signed

Basically for more storage space, as I have to split my items between characters , (one character holds the dyes and holiday items, another holds the materials and so on, and thus getting these items requires a few logins, which is really annoying.

Although I don't think you should earn interest.

1: I suggest two things:
-A: Have an access fee every time you want to access your enlarged storage. Maybe something like 1g per 2 slots of storage
-B: Combine this with the bank, and they could charge a holding fee which will automatically be taken out of your funds. Of course this would be really small.
2: well... I suppose, I would recommend a long term deposit with a fixed low interest rate, that might be nice.
3: Now that's a little difficult. To be able to make this happen, you would need an in-game password to access the storage account, which leads to security issues. It's much easier to hack while 'in' the game than it is when you're out of it.
4: I'd say no. Though it would be nice to get something completely random from someone who sent it to you by mistake... much like random txt messaging... Also, the account is designed to be inaccessible "At all" when the person is not online. If you send something to them, this opens up a tiny little portal that allows hackers to jump right in. It's part of the reason why you can't switch between characters in-game, nor can you send messages to people who are offline.

Maybe if characters had a separate local-reciever-storage that they could only gain access to while logged in. Perhaps...

5: The most money i've ever seen in my account was like 60k... I'm so poor. I suppose increasing the storage limit wouldnt be much of a hassle... Question is more of a 'why' than a need to.

/signed, when you really think about it the current 20 slots just isn't enough.

8 colors of dye
4 main normal materials (cloth, iron, wood, tanned hide)
3 types of main rare materials (steel, ecto, obsidian shards)
5 types of "primary" keys (Phantom, Obsidian, Darkstone, Shiverpeek, Miners)
thats 20 slots right there...

not to mention:
1. Rares
2. "Transfer" slots
3. Upgrades
4. Runes

Intrest would be bad imho, since money is "created" insted of "recycled" then it would screw up the economy... imagine a friend that leaves with 200k and 4 months later returns with 900k...

I'd say make it like 40 slots normally, and the option to buy additional "tabs" at like 20-50k for an additional 40.

how about this... if people want more storage they can pay a small monthly fee. so you would have two different types of account.. standard which is what we have currently and is free to play. and a gold account where the player pays a small monthly fee but gets extra storage.

Bigger storage was already said to be implemented, for now don't be such a pack rat.

You better be saying monthly pay in GOLD not REAL CASH, cause that would be just sad to pay 5 bucks for pixel inventory.

ANET would NEVER do that.

As for number 3, i disagree it wouldn't be hard. Also i think it would be good to add an aproval from the other party to allow access. Such as in joining a guild. Though reversed for access to allow your other account access.

Also the fee's for access should be a one time thing. If you have to pay for each and every time you access the extra storage then it wouldn't be worth it.

Also i dont think a interest rate is really needed. Though it would help with gold. I really think something like 3% interest would be plenty if they did though.

i have to say a BIG NO to this. If i wanted to save myself trouble i would just go buy more Guild Wars Games and use them for storage. The point being i need more than storage but it is a key issue in this suggestion.

Silkroad Online has unlimited storage, but you pay a fee every time you put something in it. GW Banks could work the same way.

Ok there has been alot of suggestions with fee's. I have an idea to compile all these ideas and bring Interest into focus. Ok when you open a bank account most banks has withdraw fee's " not needed", monthly fee's "this could cover storage and withdraws", check payments "Not needed - but could be converted to like transfer fees for auction payments and such - note this is usually accures in the case you write more than 8 checks at my bank in a month." Now to the point of interest. We all think interest is wrong and i even thought it over and said no. Then with the facts of fees i think if you have a certian amount of gold in the bank for the ENTIRE month then you gain a small fixed interest rate. This could cover fees incured; this depends on services you use. Ok for each service you use you incure a gold fee per month. Like say you get 3 100 slot vaults, 1 gold account...then you pay like 10k a month.

ok guess no one agree's with the above.

banks would get rid of alot of the hassel of switching between accounts just to get that 1 stack of wood for your new armor. i would probably have my account open to both my accounts and both of my cousins as we hold each others items alot.
/signed

lol, i even though they added supply storage i think we still could use something like this. It only holds 250 of each supply yet you need 400 of some supplies for some armour. Also what about keys, and armour....plus collector items!

AtiSanders there is a potential for new tabs in storage for things like Collector items and Dyes and Keys... Heck even a tab for extra armor pieces has been suggested. A complete change of armor being in a tab.

The KeyRing concept is also not completely dead from what I heard yesterday firsthand.

The only thing I can see that a "BANK" may benefit would be the concept of Interest? IDK... I personally like the idea, but I doubt its a popular concept.
I suppose it could be used for things like investing and speculating if you want the game to make that turn, but I really am not sure that is where anet wants to go with the game.

The point is to get away from the underlying economics and back to the FACT that you don't have to be uber rich to to play this game well. That was always the point from day one. So in that Spirit I will regretfully and respectfully say I can't agree on this one just yet. I think it will change the underlying direction of the game away from where the developers intended it to go. I give you credit for an interesting idea however.