How much is money worth in this game?

Is 200k a lot or is 600k a lot, or even more a lot? What is a good amount of money to have in this game to buy skills, armor, and other equipment.

Thanks

I think 15k can get you everything you need, probably more.

You can go through the whole game not spending a penny. You disadvantage yourself if you done so but it is possible.

TBH this question has no real answer because some people will spend millions on their chars and others will just use and spend what they get from missions and questing.

At the cheapest:

Armour: 1.5K a piece
Weapon: 5K (crafted)
Offhand (inc shields): Another 5K (crafted)

As for runes, they vary too much, some runes can go for as little as 100g, others tend to breach the 2K mark.

If you ask me, even just 100K is a lot. I've only gained that much by selling my Kuunavang (good riddance)

look in the asset survey thread.

over 1 mil - a lot
500k average for a regular player
under 50k usual amount for a casual player

I like spending money but i'm trying to save up lol. I think 100K is alot of money. I only have like 15K and i've been playing for like over a year 0_o

Armor - collectors - 0 gold
Weapons - use dropped items/collectors - 0 gold
Runes - use dropped items - 0 gold

Totally possible to spend nothing.

If you play chapter 1 you should have earned enough cash by the time you reach droks to pay for the max 1.5k armor without having to farm. Materials can be gained by salvaging everything that drops.

Don't want to be a tightfist? 15-20k is enough.

I think 10K is alot of gold, it's what I get after beating the game once.

One char costs:

-6K (max 1K armor without mods)
~10K (skills, well make it 20K cause your builds get nerfed over and over again so you have to buy new skills to replace the earlier ones all the time)
-5K max damage weapon without good mods

Of course it could be less if you don't buy good skills and take collector armor + weapons, but it could take a while to get the needed collectables, and the insignia's still cost gold.

What game/games do you own btw? I ask because Chapter1 for example would be cheaper to go through then Nightfall.

The most I ever got was 40k... and that was off of selling this green item. Erm... I spent it all though... on dyes and stuff... yeah. *nods* x)

I paid 5.5K for a major vigor and 7K for a superior death last night, superior vigors were running ~30K -- that's not just breaching the 2K mark, that's stomping all over it and then burning the remains :).

As to the OP's question, I used to think 100K in the bank was a lot, given that I've never had more than 150K -- most of that was attained through terminally tedious farming. Then Nightfall, heroes, and Insignias came along. Now 100K is naught save a drop in the bucket, you can easily blow through that much just equiping one character and her heroes. You don't have to, of course, but then you don't have to ever spend a cent on anything -- a fact many will remind you of ad nauseum, no matter how asinine doing so might be. Me, I prefer to optimize my characters rather than play online Scrooge as if doing so were some sort of virtue.

What's a lot? Ask a hundred people, get a hundred answers. To me 'A lot' would be 100K in the bank per character, for me that would mean 700K. I'm not holding my breath on ever seeing that, mind you, but then that's why it would be a lot, eh?

500k for a regular player? I've been playing everyday since 25th of November last year and haven't had over 120k at one time, and I play upto 12 hours a day sometimes!

its funny, i never have a lot of money, seems useless to have money if u don't use it, im always spending mostly on experiments for dyes

It only takes one or two lucky drops to become a poor mans millionaire..a req9 elemental sword will get you 100+90-100ecto. People having 1mill+ is nothing these days it only once you get double figures does it start to count.

I think it's more important that you have a method to get gold which you like doing, e.g farming, trading. You can get by on either a small amount of gold or need a large amount depending on how you like to play. If you know how to get gold then it gives you that playing flexibility.

You would need to find a player who has only had one character and who has kept track of what was bought and sold and what drops they got. Someone who never received any help from a guild or friends(gold or equipment wise).

But I don't think any such player exists.

Now that Farming is a bit trickier, money is probably a slightly tighter commodity. You can get away with spending very little or you can splurge very readily too.

I'd say under 20k is the norm for most people at a given time.

100k+ for people saving for a big purchase

1000k+ for people who don't want FoW armor...again (Uber-Rich people)

Personally, I have earned enough to buy the chest and boots for my Mesmer in the fissure (before farming was axed) and now I'm working on my pants and helping my brother get some Fissure Armor. That will set me back almost another 1000k, but I'm making good progress nonetheless.

Making gold in GW is so easy, if you just know how to.. Everyone has their way to earn it, you just have to find yours. I chest farm and sell, and can earn 50-100k in no-time, if I get some lucky drops.

I remember back in the day, 17 months ago. First time I got 1k, I felt sooo rich.. So you can't expect to get rich before you have completed the game and played for a while, I think.

I don't know what's a lot.
I do know that I think that I have spend a lot of money on 15K Dervish and Paragon Sunspear armor.
Both had about 15K on the character when I got the crafter, so that's not a lot of gold (I used drops and collectors armor to that point).
I wanted to buy the armor without taking too much from the bank, my nett 'loss' is about 20K.
The rest was just quest and mission reward for 6 characters plus the drops (all to merchant).
I've sold a couple or runes to the trader, probably 10-15K total.

So when you are playing with 6 characters through all three chapters, 200K is reachable.
Multiple characters generate a lot more cash than one, since you can exchange dropped items and runes. And you get the quest rewards several times.

The amount you need is much less if you don't want 'perfect' weapons and superior runes.
You need about 6K + materials for armor (have not found any NF max armor collector, so there it's a must).
For weapons I use drops, no costs there.
Most minor runes are not that expensive. When they are too expensive, look at their major counterpart. -35HP, but also one attribute point more.
So you don't have to be rich to play.

About the income.
I was leveling up some heroes today in a high end area (area around Ember Light Camp, original GuildWars) and was just cleaning the whole area with a 8 person team. Because of storage capacity on my character I have left several items on the ground. This generated between 1K and 1.5K in about 50 minutes play. All items to merchant or heroes, kept one gold bow on my ranger.
Missions in the high end area also produce about 1K / hour for me.
That's playing the game with full group, not farming solo or with limited group.

To me, the 'regular' 500K sounds like a lot, but I know it's not.
When you only buy the stuff you really need and save every piece of gold you have left, you should be able to reach that amount.
But, that would mean that you cannot buy the nice (crafter) weapons, 15K armors and other show-off stuff.

The real value of the money?
Not much. 'Must have' stuff is very affordable.
But you can buy cool 'nice to have' stuff with more money.

You don't need to farm or do chest run to get rich. All you need is never to buy anything from another player, to do all the quests, to spend your money only in needed armors/runes/skills, AND to save all the drops you pick up to exchange for weapons from collectors. Doing all that you'll have ~50k by the endgame. (just doing all Vabbi quests alone and trade in your trade contracts for rubies can get you ~12k)

All I've ever been given by a Friend or Guildie is: 1) A Max Composite Bow when I first started so I'd have a max weapon (it was req10 white with no mods) 2) 5k from another friend which I paid back the next week 3) 1 stack of Parchment for armor.

And beleive me I've handed back 10 fold that amount since.

And I only have 1 character I really use for PvE - Former Ruling. I have a monk also but she probably has less than 20k invested in her, and the money from her farming has been used 99% just to buy skills and such for characters. I also have a necro and a warrior and a Rit, but each have the minimum of stuff that they bought with money earned on that character themselves and have brought almost no profit to my account as a whole.

------------

Anyways,

My Ranger runs chests alot is the only reason I have anything. If I didn't, I'd say I'd have ~100k usually in my bank, which is FAR MORE than you'll ever need for basic proposes as long as you have a continuous flow of money (Not farming, just selling all your drops, etc). Anything over that is just excess I use for the finer things in GW like Gold Weapons and 15ks armors and all the not-needed things.

The biggest mistake (and it happens in real life too) - if you earn your money too fast you tend to spend it too fast. Its the reason Big Lottery winners more often than not end up filing for Bankruptcy some time after they won, and its the reason Joe Nobody that got a few good drops like req9 elemental swords is wearing FoW armor but now can't even afford to buy skills for his newest character.

For me . my first GW chaptor is Factions.Manage to get my Necro a set of 15K armor. Then off playing a few charactor with minimum spending. Then finish Phropercie.When I am done with both so I am doing chest runs.I think I start to blews my stash after that.And I never do a solo green farming at all

Now in Nightfall playing monk .I think I got all the items worth around 200-300 K already.If i manage to sell them all.

50k aint much tho

theres no way you can spend 0$
unless you plan to use UNID weapons and pre-searing armor the entire game

dont forget you have to buy salvage kits and id's

That's not true.. You can get armor from collectors

and you can get id and salvage kits by trading in those trade contacts kind of things.

I have 8 PvE characters. I stay broke, lol. However, FoW is good to me and I usually get 2-4 shards everytime I go and I always am in a full group, so that's not solo drops.

in GW, you shouldnt have to exert much effort to get what you need to function. money, for the most part, serves to aquire what you want, seldomly will there be a case of an individual being forced to farm for numerous hours in order to get the equipment they need for their characters. usually, this is in the case of people who have multiple characters, and slack off a tad after their first one (almost all of us do it).
but, every single time i have ever played the game through from begining to end, without skipping vast parts in the interrim, i have been able to equip my characters adequetly without touching the funds in my storage, materials, runes, or items.
more or less, i only do this once the character is complete, and im sick of using collectors items.
i should mention, that despite my economic status, out of my 17 lvl20 characters, only 5 have any armor set above 1.5k. because, anything above that is not needed (i will only get 15k or FoW if i particularly like the look, for the most part, i do not).

Ive been playing about the same amount of time, and youre doing twice as well a I am. I have about 60k now, a little over half that in storage, and ther rest spread out over my 6 playable characters, and 1 mule.

I'd stop there.

Just play the game and watch the gold come rolling in. +100k before even reaching the desert in prophesies, and that's with a big-ish splurge on buying a minipet at LA. No farming, no lucky drops, no power trading... Just simply playing the game, picking up and merching all drops no matter how small, it all adds up.

I guess it's more about spending than earning. Apart from that little charr, there's just nothing I've wanted enough to spend money on it in the game. Until they brought out that new nightfall 10k armour - My monk so needs socks! Thick wooly socks, just say no to cold feet.

100k is all you need imo - per char btw

100k can get you all the armor you need a decent weapon max dmg and a skin you like a good offhand and every skill in the game

Well, I farmed my butt off to make money... and a few good drops+mini bone dragon helped too

But for my Paragon, I haven't farmed a bit... and right now he has max armor, full Radiant insignias, a -5(20%), +30hp shield, a +5, zealous, +20hp spear, and a nice gold color on his armor at the moment... So, it is possible to go through this game not farming a cent, but you won't be able to get 15k or FoW armor any time soon.

Pretty much what has been said - it depends.

If you just want a character with plain max armor (that is, base cost armor - some of which I much prefer over the expensive skins), full set of runes, full set of insignias (if playing Nightfall), and decent max weapons you would probably need somewhere around 25k or so. That is assuming you like the base cost armor with the more expensive crafting materials, one of your runes is one of the expensive ones, and you need a wand/offhand. Pretty easy to get in the game, just play through the story line and not spend gold on anything other than what you need and by the time you get to where you can purchase the stuff you will have enough.

As for what constitutes a decent amount of money just to have? Well that depends on what you want. I would say a decent amount means you can afford pretty much anything you want. If you want 10 sets of FoW armor then a "decent" amount is 1000k plus an inventory full of stacks of 255 ecto.

I have spent well over 500k, I would guess I'm probably pushing the 1000k mark - I currently have around 8k in storage. But I spend it as soon as I get it and with 10 sets of heroes to outfit, well, I've got a MAJOR gold sink I've got half a vabbian outfit I just purchased a piece at a time and I can assure you it's gone over 100k on just it (and one set of nightfall 10k armor for another character during the same time). I don't think I ever had over 12k in my storage during the entire process.

So, I would also say it is more important to have some way of making gold than just having it. Especially if you really like to spend it. I've never had over 60k in storage at a time and the only reason I had that was to purchase a green right after they were first introduced to the game.

Well, I guess it all rather depends on who you are and how you play. I have 500k in storage, 3 sets of 15k, maybe another 100k in weapons and such. I've spent hundreds of thousands, and it never surprises me to watch 100k+ numbers going back and forth between me and others.

And I still think that's nothing.

On the other hand, yes, you can probably get along just fine and never have more than 50-100k in storage. If you don't want a req 8 15^50 Crystalline and other similar what-have-you's.

20k is about right to get everything required to have what you need, more for getting all skills with gold - of course.

5k feels expendable to me, 10k is alot to me to blow off.

i pick up everything, have alot of full stacks of materials stored +more on some
and i got over 425k pure gold, atm... i got alot of stuff i could sell off and liquidate into gold

I would consider myself most definitely regular and I've never had 500k. At once, anyway.

It all depends on how you want to play your game. I play with just a few weapons bought from other players and only what I need. And occassionally buying a new set of armor for fun.

I have about 60k right now and consider myself 'richer then the pharoah tutt.'

But, a lot of econimcal crazy peoples play the game to get ecto and 900k+. In fact one of my friend has 4120k and calls himself poor. I call him crazy. He is a noob when it comes to fighting, so I guess its just how you want to play the game.

I play broke and skilled.

Actually.. looking at BooYA's post above mine I realised that I'm really broke. I'm more then a regular player. I play at LEAST 5 hours on a good day. Some days I'm not at home, but most of the time when I am I'm playing seeing as I don't have a tv.

I might just be broke

I did just that a few months ago with my mesmer for the sake of satisfying my curiosity. I played through Prophecies, only spending cash on two sets of armor (30 AL in Ascalon City and again at Droknar's Forge) and every last mesmer skill in the campaign. I kept her assets completely isolated from my storage vault, and you know what? I finished Hell's Precipice with 33k on hand.

I never had any extraordinary, 100k+ecto kind of drops. I got one black dye that went to the trader, and I sold the -50hp offhand for 5k. That's it.

I had enough money before I had even got to Beacon's Perch. I'm not sure how, but I had that much by just playing (probably because I got and sold 2 black dyes when they were worth 10k, if I remember correctly).