Hey, I had a pretty cool idea yesterday: a health calculator! I find it pretty good for calculating your health while 55'ing, you can choose between armor runes and offhands, pretty good to know how to reach a certain number of hit points when you have death penalty!
Here it is:
http://prs.gamefurther.com/cerb/healthcalc.html
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-== Base Health: 55 ==-
15% Death Penalty: You can reach 8 health (using a major armor piece), or weap+offhand+head+chest+arms+legs+feet (switching to a -20 health offhand)
30% Death Penalty: You can reach 16 health (using a -20 offhand AND taking off an armor piece, or by using a minor vigor piece/+30 health weapon and keeping your -50 offhand)
45% Death Penalty: You can reach 19 health (using a -20 offhand AND taking off 2 armor pieces, or by taking off your offhand, using a major rune and a minor vigor/+30 health weapon)
60% Death Penalty: You can reach 8 health (No offhand, take off a runed armor piece, and switch an armor piece for a major vigor. You can reach 17 health by using a superior vigor rather than a major)
Hope this helps!
well i guess i can make do with something a bit cheaper for now. 
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