New NPC, similar to the Festival Hats guy that lets you make the hats for any character. For a fee, and crafting materials, he can turn a Festival Hat you already own, into a piece of armor.
1) Cost = 5k
2) Materials = vary based on hat type (Yule Cap could be Cloth and Fur, for example)
3) Armor - same as hero armor, based on class and level of character.
4) Insignia slot and rune slot open, but not used.
5) Dye - same as the normal Festival Hat - some can be dyed, some can't
So you won't have a Monk wearing 80+20 AL headgear at level 1. It would require the person to have gotten the hat on at least 1 character, and pay for the armor version of the hat.
People who don't want an armor version, pay nothing, and have the same thing they always have had. People who want to use the hats in combat, not can look the way they want, and still be as effective in combat. Since it costs money and materials, it isn't allowing people to get free armor.
Since the skin is already in the game, this should be an easy thing to implement, as there is little 'new' stuff to add. But it would allow the people who love the hats to use them more often without sacrificing effectiveness.
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